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Company and Job Overview
JAC’s client is a foreign Buy Now Pay Later start-up company looking for a Anti-Fraud Expert/Manager position.
Location: Ho Chi Minh City
Job Responsibilities
Fraud Strategy Development: Design and lead the implementation of anti-fraud strategies specific to BNPL services, balancing risk and customer experience.
Real-Time Monitoring: Manage and optimize real-time transaction monitoring systems to detect and prevent fraudulent activity.
Data-Driven Insights: Use advanced data analytics, machine learning models, and AI tools to identify suspicious patterns and anomalies.
Credit Risk Evaluation: Collaborate with the credit risk team to assess customers’ creditworthiness and optimize fraud prevention during the credit approval process.
Third-Party Integrations: Integrate external fraud detection tools, such as credit bureau data (PCB, CIC), blacklist checks (Kalapa), and fraud scoring tools into BNPL platforms.
Team Leadership: Build and lead a high-performing fraud prevention team, providing guidance and training on best practices and emerging fraud trends.
Collaboration: Work closely with engineering, product, and legal teams to ensure that fraud prevention measures comply with regulatory standards.
Reporting & Compliance: Develop reports and dashboards to track fraud incidents, analyze trends, and maintain compliance with local financial regulations.
Customer Communication: Design customer verification workflows and manage communication processes when fraud is detected (e.g., additional verification steps).
Adaptability to External Changes: Stay updated on shifts in Vietnam's social, economic, and legal environment and swiftly adapt fraud prevention strategies to address emerging risks. Proactively upgrade anti-fraud systems to ensure alignment with new regulations, industry trends, and fraud tactics in the local market.
Job Requirements
Experience: 5+ years in fraud prevention, risk management, or financial crime, preferably within fintech or BNPL.
Technical Knowledge: Familiarity with fraud detection systems, machine learning models, credit scorecards, and payment gateways.
Analytical Skills: Strong ability to analyze large datasets, detect patterns, and provide actionable insights to mitigate risks.
Familiarity with Regulations: Knowledge of financial and data privacy regulations relevant to BNPL and credit risk.
Leadership: Proven experience in managing teams and cross-functional projects.
Local Market Knowledge: Understanding of Vietnam’s social, economic, and legal landscape, and experience in adjusting strategies based on these dynamics.
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