Senior Risk Officer

COMPANY OVERVIEW
JAC's client is a foreign bank looking for a Senior Risk Officer
Location: Ho Chi Minh City

JOB RESPONSIBILITIES
Credit Risk

• Assist in determining the risks involved in lending and the creditworthiness of borrowers.
• Keep an eye on the Branch's credit portfolio and assist in producing reports on trends, exposure to credit risk, and possible defaults.
• Make certain that risk thresholds and restrictions are established, tracked, and followed.
• Support the implementation of credit risk policies and procedures that are in line with the bank rules and regulatory requirements, under the direction of management.

Operational Risk and Business Continuity

• In accordance with the bank standards and legal mandates, support the operational risk framework.
• Contribute to making sure business lines' action plans adequately handle hazards that have been identified.
• Participate in the annual business continuity planning process.

Market Risks

• Assist in keeping an eye on market risk exposure (liquidity, interest rate, foreign exchange).
• Make sure that regulatory ratios, such as the CAR ratio, are published on schedule

Permanent Control

• Work together with business units, the first line of defense, to examine, question, and supervise risk-taking practices.
• Encourage oversight of the permanent control system.
• Assist in creating reports on the state of controls, anomalies found, and remedial measures.

Additional responsibilities

• Observe local and global regulatory standards while maintaining risk management policies, processes, and guidelines.
• Prepare frequent risk reports for senior management and regulatory bodies under the direction of the Deputy Head of Risk & Permanent Controls.
• Help organize the yearly macro-risk mapping exercise involving all business lines.
• Encourage a culture of risk awareness by educating staff members about risk management procedures.

Miscellaneous

• Assist team members when they are not present.
• As directed by the Director of Risk, Compliance, and Permanent Controls, complete reports and other assignments.

JOB REQUIREMENTS

• Bachelor's degree in risk management, business, finance, or a similar discipline.
• A professional certification (such as CRCM or FRM) or advanced degree is advantageous.
• At least four years of experience in internal auditing or risk management in the banking or financial services sector
• Strong knowledge of banking rules, products, and risk management principles.
• Strong analytical abilities and meticulousness.
• Outstanding interpersonal and communication abilities
• The capacity to operate both independently and cooperatively in a team-oriented setting.
• Proficiency in both written and spoken English and Vietnamese.

BENEFITS

• Prevailing Social Insurance, Health Insurance and Unemployment Insurance Laws
• Personal accident insurance and health care programs.
• Each branch is entitled to three days of paid sick leave and 20 of yearly leave.
• Salary for the 13th month.
• A yearly salary review and performance bonus
• Meal Pass

Apply online or feel free to contact me directly for more information about this opportunity. Due to the high volume of applicants, we regret to inform you that only shortlisted candidates will be notified. Thank you for your understanding.

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